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On August 25th, the Provincial Local Finance Bureau took the lead in convening a meeting to promote the deployment of major applications in the digital reform and construction of financial institutions. The heads of Hangzhou Central Sub-branch of the People’s Bank of China, Zhejiang Banking Insurance Regulatory Bureau, Zhejiang Securities Regulatory Bureau and Provincial Big Data Bureau, heads of municipal financial offices and heads of relevant financial institutions attended the meeting. Zhang Yanyun, director of the Provincial Local Financial Supervision Bureau, attended and spoke.
At the meeting, six financial institutions, including Zhejiang Branch of China Construction Bank, Zheshang Bank, Bank of Ningbo, Zhejiang Online Merchant Bank, Zhejiang Branch of PICC P&C Insurance Company and Caitong Securities, reported on the demonstration of major application construction of digital reform. The meeting fully affirmed the positive exploration made by financial institutions in our province in major application construction. Director Zhang Yanyun conveyed the spirit of the provincial party committee on promoting the extension and expansion of digital reform in the financial field, and made comprehensive arrangements for promoting the digital reform of financial institutions.
The meeting stressed that it is necessary to fully implement the latest decision-making arrangements of the provincial party Committee on digital reform, promote the extension and expansion of digital reform in the financial sector, fully grasp the trend of the times of digital reform in the financial sector, and focus on promoting the major applications of digital reform and construction of financial institutions in the new journey of “two firsts” to ensure that the major applications of digital reform and construction of financial institutions are innovative and stable. It is necessary to plan and promote the major application of digital reform and construction of financial institutions in an overall, all-round and deep way, closely surrounding the “1612” system of digital reform and construction in the whole province, and systematically plan and construct the “1+4+n” working system for the major application of digital reform and construction of financial institutions, where “1” is the digital financial platform, “4” is the four runways of inclusive finance, green finance, science and technology finance and open finance, and “N” is the financial institution.
The meeting demanded that we should adhere to digital thinking, methods and means, promote the process reengineering, model reconstruction and system reconstruction of financial services, accelerate the quality change, efficiency change and power change of financial development, realize financial services to better serve the high-quality development of enterprises, the high-quality life of the people and the high-efficiency governance of society, and shape a new pattern of financial services in the digital age. First, based on three goals, open up a new pattern and new realm of digital reform in the financial field. Create a number of major application projects with national influence, explore a number of institutional innovation models of digital reform of financial institutions, and form a number of replicable and scalable digital reform demonstration experiences. The second is to focus on three lists and correctly grasp the direction of major application construction. Focus on major needs and solve blocking points, pain points and difficult problems; Focus on multi-span scenarios and create new products, new businesses and new models; Focus on reform breakthroughs and reshape work systems, business processes, and institutional mechanisms. The third is to clarify the four major tasks and build a major application that is useful and practical. Create a major application of inclusive finance and optimize financial services for small and micro enterprises, individual industrial and commercial households, agriculture, rural areas and farmers; Create a major application of green finance, and increase the low carbon, carbon reduction and decarbonization..Financial support in the field; Create a major application of science and technology finance and form financial services that are integrated with the whole life cycle of science and technology enterprises; Create a major application of open finance and build financial services that are compatible with the international cycle and meet the needs of an open economy.
(Source: Emerging Finance Division)