Recently, Lishui Economic and Technological Development Zone Road Rensi Electric Co., Ltd. applied for the first “science and technology protection” technology loan through the Lishui science and technology financial platform, and the credit loan line is up to 4 million yuan. To accurately serve the enterprises, and effectively solve the financing needs of the growth of science and technology enterprises. Lishui City Science and Technology Bureau issued the “Lishui City” Science and Technology Innovation Protection “Financial Product Innovation Pilot Plan”, and cooperated with financial institutions to launch the “science and technology innovation insurance”.
“Science and technology innovation insurance” is a pure credit loan provided for high-tech enterprises and small and medium-sized technology-based enterprises with good credit status but difficult to provide collateral. It will effectively solve the financing difficulties of high-tech enterprises and science and technology enterprises, and provide effective help for the further development of science and technology enterprises. Compared with other loans, Kechuang insurance does not need any collateral and is a pure credit loan.
According to the different conditions of science and technology enterprises, the Municipal Science and Technology Bureau divides the credit level of “science and technology innovation insurance” and gives the corresponding financing guarantee amount. Class A, B and C enterprises are divided into credit guarantee lines of 4 million, 3 million and 2 million. Secondly, in terms of the application process, banks and municipal financial guarantee companies shall conduct the examination and approval in accordance with the simple principle, simplify the process and shorten the application time, and provide more efficient, fast and convenient services for science and technology enterprises.
(Source: Lishui City Science and Technology Bureau)