On the morning of June 19, Deputy Director Pan Guangen came to Zhejiang Ideal Microfinance Company located in Haichuang Park to conduct in-depth “three services” visit activities and hold an industry symposium. Relevant comrades of the Second Supervision Division of our bureau and principals of small loan companies such as Zhejiang Ideals, Haining Hongda, Deqing Shenghua, Zhejiang Haibo, Ruian Huafeng, West Lake Zhennong, Dongyang Jinniu, etc. attended the symposium.
During the survey, Deputy Director Pan Guangen watched the promotional film on the development of Zhejiang Ideal Small Loans over the past ten years, learned about the company’s product innovation in the small and micro credit market segment, and fully affirmed its achievements in focusing on serving small and micro businesses and agriculture, rural areas and farmers in the past ten years. In particular, the company has provided beneficial exploration for the innovative development of small loan companies in the province by virtue of big data, cloud computing, the Internet and other high-tech means to improve the efficiency of small loans. At the symposium, the heads of enterprises reported on the difficulties in the development of the small loan industry, mainly including industry characterization, industry discrimination, high tax burden and cross regional development. Deputy Director Pan Guang’en communicated with the enterprise leaders on how to solve the common problems in the industry, and requested the Second Supervision Division to keep records of the problems raised by the enterprises, organize investigations to Shandong, Chongqing and other places as soon as possible to learn the advanced experience and practices in the supervision and innovation of the small loan industry, and earnestly study and solve the problems encountered in the current industry development.
It is pointed out that small and micro enterprises are the source of the country and the foundation of employment. Small loan companies should serve small and micro enterprises and agriculture, rural areas and farmers with a sincere heart and true attitude, and firmly be the pioneer and vanguard of inclusive finance. We should guard against the financial risks of small and micro credit, prohibit illegal absorption of public deposits and illegal fund-raising, and put an end to stakeholder financial risks. We should draw a clear line with P2P and other Internet finance. The collection of non-performing loans should be legal and reasonable, and we should resolutely win the special fight against crime. It is necessary to absorb the advanced experience and practice of small loan industry management outside the province, make solid innovation in financing methods, business scope, trans regional operation and policy support, and create the innovative version 3.0 of small loan companies in our province.
(Information source: No. 2 Supervision Division)