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At present, a century of changes and a century of epidemics are superimposed. How can new finance add vitality and warmth to the economy? On November 30th, the 4th (2022) Qiantang River Forum was held in Hangzhou, Zhejiang Province. Representatives from domestic and foreign political and academic enterprises discussed how to further deepen the reform and innovation in the fields of science and technology finance, green finance, inclusive finance, etc. online and offline.
2022 is a special year. Facing the complicated and severe international situation and the impact of the epidemic, how to achieve economic stabilization and recovery has become a common challenge for all countries.
Steven Alan Barnett, the chief representative of the International Monetary Fund in China, said in a video speech that the global economy is predicted to grow by 3.2% this year, and the growth rate is expected to slow down to 2.7% next year. “It is possible for us to overcome the challenges facing the global economy, and the best way is for all countries to act together now, instead of splitting. To achieve this goal, the world’s major economies need to strengthen the multilateral trading system. “
Facing new challenges, how does finance act? Jiang Jianqing, former chairman of the Industrial and Commercial Bank of China and chairman of Qiantang River Forum, said that in the new century, people have many new ideas about financial development. Financial growth, which simply pursues profit returns and economic growth, will destroy the economic environment and fair order and aggravate the imbalance and risks of the global economy when it reaches a certain level. Call for financial inclusive growth, which is the new mission of finance.
Zhejiang has a developed economy and is the pioneer of regional gold reform. Zhang Yanyun, deputy governor of Zhejiang Provincial People’s Government, said that Zhejiang Province has taken the regional financial reform as the starting point to promote the pilot, digital reform as the traction to promote the quality and efficiency improvement, vigorously promoted the exploration and practice of inclusive finance, science and technology innovation finance, green finance and open finance, and achieved positive results.
Zhu Congjiu, a member of the Party Committee of Zhejiang CPPCC and co-chairman of Qiantang River Forum, said that facing the new journey and new tasks, Zhejiang should further strengthen the reform and integration on the basis of the existing regional financial reform achievements, so as to promote the financial system to provide financial services in a more focused, accurate and higher level, build a strong financial province with high-quality development and a leading demonstration province for modern regional financial governance, and build a first-class emerging financial center in China.
As the “Touyan City” in Zhejiang Province, Ke Jixin, member of the Standing Committee of Hangzhou Municipal Committee and executive deputy mayor, introduced that Hangzhou, relying on the main platform of Qiantang River financial harbor, has made every effort to promote the steady and far-reaching construction of international financial technology center. In the first three quarters of this year, the added value of Hangzhou’s financial industry reached 183.3 billion yuan, up 8.6% year-on-year. Finance strongly supported the steady growth of the city’s economy.
Under the vision of common prosperity, inclusive finance has become a hot word in this conference. Huang Yiping, vice president of Peking University National Development Research Institute and co-chairman of Qiantang River Forum, believes that it is difficult for inclusive finance to get customers and risk control. Experience has been explored in credit risk assessment of three different types of data in Zhejiang: the first type is comprehensive soft information except financial data; The second category is big data under the rise of digital technology; The third category is public data that is difficult to get through. There is still a lot of potential to be tapped in future coverage, loan scale and loan term.
The measurement of financial health of small and micro enterprises is also a hot topic in the field of inclusive finance. Bei Duoguang, Dean of inclusive finance Research Institute in China, Renmin University of China, suggested that the measurement index and monitoring system should be established, and financial health should be included in inclusive finance’s policy framework and the construction of social and economic safety net.
The biggest difficulty in inclusive finance is “sustainability”, while the inclusive finance service represented by Zhejiang Rural Credit Cooperative has gone through 70 years. Wang Xiaolong, Party Secretary and Chairman of Zhejiang Rural Commercial United Bank, said that in the future, the system will learn from international experience, actively build a rural commercial bank system that is conducive to promoting Chinese-style modernization, common prosperity and high-quality development, and provide more adequate, convenient and cheap financial services for the real economy.
Private enterprises are a new force to help common prosperity. Wang Lihong, Party Secretary and Chairman of Hailiang Group, introduced that rural revitalization is an important task for Hailiang for a long time to come, and realizing rural revitalization through education is an important starting point for Hailiang. Hailiang focuses on 26 mountainous counties in Zhejiang Province and key supporting counties for national rural revitalization, and actively carries out student assistance and education promotion. At present, it has carried out project cooperation in 62 schools in 42 cities in 18 provinces across China.
In addition, a number of important announcements and launching ceremonies were held at the main forum, including Lishui inclusive finance Service Rural Revitalization and Reform Experimental Zone, Hangzhou and Jiaxing Science and Technology Financial Reform Experimental Zones, and Jinhua Open Economy and Financial Service Reform and Innovation Pilot Launching Ceremony.
Zhejiang Provincial Department of Finance issued a special action to help millions of families expand; China inclusive finance Development Report (2022), Yangtze River Delta Green Finance Development Competitiveness Report (2022), and 2021 Financial Innovators, Young Financial Talents, Annual Cases of Financial Services and Annual Cases of Financial Technology were also released at the conference.
(Source: China News Network)